the risk umbrella

What Is An Umbrella Policy Anyway?

Umbrella policy is a liability policy that protects assets and future income of insured at a higher level than their primary policy.
Typically sold in increments of $1 Million, and underlying limits need to be minimum of $1M CSL and $2M Aggregate.
Umbrella policies are available for most types of business and provide excellent economical protection for the business owner.
Umbrella policies sometimes can also provide broader insurance coverage beyond the underlying policy.
In addition to the legal defense, they may include; false arrest, libel, slander and invasion of privacy.


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  • Ability Risk Office

    (708) 572-4527

    19630 87th street Suite 200
    Bristol, WI

    Mailing Address

    P.O. BOX 1
    Bristol, WI

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